Does Bay Area Diamond Co. offer jewelry financing?

Yes. Bay Area Diamond Co. offers financing options for jewelry purchases through Wells Fargo and Affirm. These options allow eligible customers to finance qualifying purchases rather than paying the full amount upfront. Financing availability, approval, payment terms, and other conditions are determined by the applicable financing provider. Customers can review the available options and apply through the provider.

What financing companies does Bay Area Diamond Co. work with?

Bay Area Diamond Co. currently lists Wells Fargo and Affirm as its jewelry financing providers. Customers can use these financing options for eligible purchases, subject to the terms and approval requirements of the applicable provider. Because financing terms can change, customers should review the current offer and terms provided during the application process before completing a purchase.

Can I apply for engagement ring financing online before visiting the store?

Yes. You can submit an application online directly through the Bay Area Diamond Co. website for both Wells Fargo and Affirm financing. Real-time eligibility decisions are provided within minutes, so you can know your purchasing power before shopping.

Does Bay Area Diamond Co. offer layaway?

Yes. Bay Area Diamond Co. offers a three-month layaway program as an alternative to financing. Merchandise can be placed on layaway with a deposit of at least 25% of the purchase price, followed by additional 25% payments over the next three months. Once the balance is paid, the customer can pick up the item. Specific cancellation and restocking terms apply.

Jewelry Financing Options | Bay Area Diamond Co.

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Financing Options at Bay Area Diamond Company