Finance Your Purchase

Bay Area Diamond Company proudly offers options for you to pay for your purchase with up to 12 months of interest-free financing, whether you have spotless credit or not. We don't think buying jewelry should be limited to only those with good credit, so we work with two highly regarded financing companies.

If you are unsure which one to choose, it's okay to start with Synchrony Financial and, if you are not approved at this time, apply with Heights Finance.


Synchrony Financial is great if you have solid credit history and a good credit score.  With the Synchrony Financial Luxury Card, you can finance your purchase with up to 12 months of interest-free financing.

  • Low Minimum Monthly Payments
  • Simple Credit Application Process
  • Doesn’t Tie Up Other Credit Lines
  • Instant Credit Available*
  • Manage your account and pay your bill at

Heights Finance

If your credit is less than perfect or you don't have any credit history, Heights Finance Corporation is an option that will work with you to finance your purchase (up to six months interest-free) and rebuild your credit.

*Subject to credit approval.  Minimum monthly payment required.  See store for details.